Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates.
Dealing with credit issues is about more than just avoiding credit it is also about learning how to use credit responsibly and learning how to look for good credit that works for you and fits your needs.
For some, the Business Gold Rewards Card from American Express might be the perfect fit if you are looking for an extensive list of perks for business owners. One of the benefits that I think can assist the business looking to avoid going to heavily into debt is the fact that this card does not allow you to pay balances off over time. This way you will pay your balance off in full each month, avoid lingering debt, but also get access to the benefits of bonus points, discounts, additional insurance, etc.